Our Process

A deletion/ positive account update fee is invoiced for the complete deletion or positive update of an item. The deletion/ positive account update fees above are per item and per bureau. The deletion/ positive account update of ANY item from ANY bureau counts as ONE (1) deletion/ positive account update. The deletion/ positive account update of any account or public record from all three credit bureaus counts as THREE (3) deletions or updated positive accounts.

Once you have a balance with us for the items that were deleted or updated to positive, you will be billed no more than $100 a month until your balance is paid off. You will not be required to pay off your balance in full. Example, if there are 6 collections deleted or updated to positive, we will send you an invoice of $300, in which you will be required to pay $100 a month for 3 months.

Our clients must also maintain an active credit monitoring service from all three credit bureaus.  We will have them sign up for our preferred credit monitoring site which is $1 for the first 7 days and then $24.99 a month. More information can be found at  Therefore, the most a client would pay monthly is $124.99, which includes the $100 deletion/ updated positive account fees and $24.99 a month for credit monitoring.